Long-Term Investing Truths

Long-Term Investing Truths Key lessons for retirement savers. You learn lessons as you invest in pursuit of long-run goals. Some of these lessons are conveyed and reinforced when you begin saving for retirement, and others, you glean along the way. First and foremost,...

Federal Student Loan Relief

Federal Student Loan Relief How does it work? What should you do? This month, many universities and colleges are welcoming students back to campus, even if most campuses are largely online this year. But that’s not all that’s different. The current...

The Snowball Effect

The Snowball Effect Save and invest, year after year, to put the full power of compounding on your side.  Have you been saving for retirement for a decade or more? In the foreseeable future, something terrific is likely to happen with your IRA or your workplace...

Do Our Biases Affect Our Financial Choices?

Do Our Biases Affect Our Financial Choices? Even the most seasoned investors are prone to their influence. Investors are routinely warned about allowing their emotions to influence their decisions.  They are less routinely cautioned about letting their preconceptions...

Cash Flow Management

Cash Flow Management An underappreciated fundamental in financial planning.                         You’ve probably heard the saying that “cash is king,” and that truth applies whether you own a business or not. Most discussions of business and personal “financial...

The SECURE Act and Retirement Plans

What the SECURE Act Could Mean for Retirement Plans If passed, it would change some long-established retirement account rules.  If you follow national news, you may have heard of the Setting Every Community Up for Retirement Enhancement (SECURE) Act. Although the...